In most start-up companies, the CEO usually has the additional responsibility of acting as a makeshift CFO (Chief Financial Officer). The CEO is always the visionary and usually the lead salesperson, but often struggles in the more complex financial role of CFO—and shouldn’t have to. Many experts say that a good CFO is just as valuable as the CEO in the early years of a business’ growth. In most early stage companies, there is simply not enough volume to support the salary of a full-time CFO. The challenge is that without this valuable CFO oversight, many companies can flounder and fail or struggle to get to the next stage of profitability.